Fort Collins Colorado FHA Home Loans For Buying a Home or Refinancing a Mortgage Made Easy

The FHA loan program was created to help increase homeownership. The  FHA program makes buying a home in Fort Collins, Colorado, easier and less expensive than other types of real estate mortgage home loan programs. Some highlights of the FHA loan program are:

• Minimal Down Payment and Closing Costs For Fort Collins Home Buyers:

• Downpayment less than 3.5% of Sales Price
• 100% Financing options available*
• Gift for downpayment and closing costs allowed.
• No reserves or required.
• FHA regulated closing costs.
• Seller can credit up to 6% of sales price towards buyers costs.

Get The FHA Home Buyers Guide and Get Pre-Approved

• Easier Credit Qualifying Guidelines For Fort Collins Home Buyers such as:

• Minimum FICO credit score of 620.
• FHA will allow a home purchase two years after a Bankruptcy.
• FHA will allow a home purchase  three years after a Foreclosure. 

• FHA Home Loans Are Easier Debt Ratio & Job Requirement Guidelines such as:

• Higher Debt Ratio's than other home loan programs.
• Less than two years on the job is allowed.
• Self-Employed individuals o.k.

These advantages of the FHA loan program has made it one of the best options for most first time home buyers as well as move-up home buyers.
You do not have to be a first time buyer to obtain a FHA loan, anyone may use a FHA loan as long as you do not have more than one FHA insured loan at any one time



Kevin Guttman, Sr. Mortgage Banker
Top Colorado Home Loan Originator
www.ColoradoHomeloanTeam.com
877-251-9709
help@coloradohomeloanteam.com
Top Mortgage Questions You Must Ask Before Applying


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